P2P LENDING MADE EASY
Empower MSMEs,
Earn Attractive Returns
Discover the power of P2P invoice discounting with India’s first dedicated platform for MSMEs. High Returns with Minimised Risk.
+300K New users
P2P LENDING
Lending made simple in three steps
EASY ONBOARDING PROCESS
Sign up and complete your KYC in minutes
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Create Account
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Enter PAN & Other Details
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Start Lending
MULTIPLE LENDING OPTIONS
Choose from a wide range of invoices
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View Invoices
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Check Yield Rates
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Start Earning
SWIFT EARNING PROCESS
Receive monthly returns directly into your bank account.
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Sync Bank Account
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Manage Your Lending
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Track Your Earning
BENEFITS OF FLEXI P2P
Why Lend with FlexiP2P?
Opt for FlexiP2P to engage in short term Lending Opportunities that promise not only attractive returns but also maintains minimal risk
Minimal Risk
Each invoice is thoroughly assessed and verified before being listed on FlexiP2P, ensuring minimal risk for all investors involved.
Short Tenure
Earn attractive returns within a short period of time ranging from 30 to 90 days, providing you with quick liquidity and returns.
Lend Partial or Full
You have the flexibility to decide the investment amount, allowing you to fund a part or the entire invoice as desired.
High Returns
Enjoy gross returns as high as 15%, offering high yields with a reduced level of risk compared to other options.
Credit Assessment
Our team specializes in business credit appraisal, providing detailed credit reports to help you make informed lending decisions.
Quick and Easy Process
Our simple, paperless onboarding ensures you can quickly complete the process, saving both time and effort while investing.
P2P BORROWING
Registering As Borrower on FlexiP2P
FlexiP2P’s invoice discounting services ensures Business Enterprises
get quick access to working capital.
Registration
Begin by registering your business on our platform. The process is quick and fully digital, fitting into your busy schedule.
Sign Up
Document Upload
Upload the necessary documents (KYC & financial documents) and provide access to your GST returns & Banking accounts.
Complete KYC
Invoice Submission
Submit the invoices you wish to discount. Our platform allows you to easily upload and manage your invoices.
Add Counterparty
Fund Disbursement
Upon approval, the funds are typically disbursed to your company account within 24 hours from the time of claim on Flexi P2P.
Bank Transfer
GETTING STARTED
Values Guiding
Every Decision
With Flexi P2P, you’re not just getting a financial service; you’re gaining a partner that is invested into the idea of sustainability and growth of your business. We understand the critical nature of timely financial support, and we strive to provide it with efficiency and integrity.
Mission
To empower businesses with flexible, cost effective working capital, and to empower investors the access to effective “alternate investment” opportunities.
Vision
To lead the market by providing cutting-edge, dependable financial services in MSME credit that are recognized not just in India but globally.
Values
To drive innovation, efficiency, and customer-centric solutions to enhance financial services for MSMEs and investors’ evolving needs.
FLEXI SUCCESS
Our Lenders & Borrowers
The best way to showcase our growth is through the experiences and stories of those who have trusted with us
A friend of mine got me interested about P2P investments. I was so surprised to know about this method of investment which gives 10-11% p.a.
FAQ
Have a Question ?
Provide answers to common questions about P2P lending and invoice discounting.
LENDER
Individual Resident Indians |
HUF / Proprietorship Registered in India |
Institutional Entities |
Banks, NBFCs and other Financial Institutions |
NRI Individuals (Provided you have an NRO account and comply with basic predefined KYC guidelines, i.e., PAN card and valid Indian address proof) |
Invoice discounting is the practice of using a company's unpaid invoices to raise working capital & fulfil its financial needs. Traditionally, financial institutions including banks and NBFCs have been discounting invoices for MSMEs. Flexi P2P provides a platform to enable financing the invoices in digital and safe manner.
Signing up on Flexi P2P is very simple you can also just provide your contact details on our website and our relationship managers will contact you to complete the registration process.
As a part of our KYC norms, we will need a small set of documents to ascertain your Lender's status. Once those documents are received and vetted, you will receive an email from us notifying you of your account post successful onboarding.
Flexi P2P takes the safety of your financial information seriously. We follow RBI's guidelines with respect to information security. Information about borrowers or lenders is kept confidential and is not shared with any third parties.
Contact details such as email IDs and phone numbers are also not shared between borrowers and lenders. For further details, please refer to our Privacy & Security Policy.
Flexi P2P provides a technology platform to connect MSMEs and investors/lenders and execute transactions between them. Flexi P2P provides certain tools, for example - credit report of the borrower and counterparty among others - to make a calculated investment decision.
FlexiP2P does not guarantee any fixed return to its investors and the investment would be subject to the traditional market risk associated with invoice discounting. Please refer to the various reports made available on the platform during deal purchase for details.
The minimum tenure of the investment is linked to the invoice payment date. Each invoice will have a different maturity period. Historically, we have seen this range from 30 days to 90 days.
BORROWER
Applying for a loan through Flexi P2P is efficient. You can complete the entire process online
- Register as a borrower
- Upload the documents required online and submit your loan application for review
- Flexi P2P will review your loan application and once approved, the amount is disbursed within hours
Any business that supplies goods/services companies can avail the bill discounting services provided. Eligibility and amount of discounting is governed by the creditworthiness of the business and therefore they should be willing to share their financial information and other related documents.
Flexi P2P is a platform for invoice discounting that offers business owners to sell invoices. Business owners seeking advances on their invoices from reputable institutions can utilize the platform to sell these unpaid invoices at competitive rates.
Through invoice discounting, you can avail instant liquidity/working capital - which can be used for further raw material purchases and business expansion.
As per RBI guidelines, a borrower can avail only Rs 50 Lacs from all P2P platforms put together.
No, to avoid confusions and maintain lender interest, we do not make changes to a listing after it has been made live on the website.
BLOGS & ARTICLES
Knowledge Center
Get latest updates about P2P lending and Invoice Discounting
The best way to showcase our growth is through the experiences and stories of those who have Lended with us.
The concept of a multi-brand system has gained traction, allowing businesses to manage various brands.
A well-defined statement helps participants focus their creativity and ensures everyone is on the same page.
Getting Started
Start today and join milions of Lenders
Start today and join milions of Lenders
Begin your Lendment journey today and be part of a thriving community.
