Empower MSMEs, Earn Attractive Returns

India’s First P2P Invoice Discounting Platform
Exclusively for MSMEs

Unlock the potential of your investments while driving growth for businesses. Earn attractive returns with minimized risk in a secure and innovative ecosystem.

How P2P Lending Works

Lending made simple in three steps

EASY ONBOARDING PROCESS

Register

Sign up and complete your KYC in minutes

  • Create Account
  • Enter PAN & Other KYC Details
  • Sign the Agreement

MULTIPLE LENDING OPTIONS

Invoice Selection

Choose from a wide range of invoices

  • View Invoices
  • Check the Yield & Loan Terms
  • Commit Your Loan Amount

SWIFT EARNING PROCESS

Earn Returns

Receive monthly returns directly into your bank account.

  • Sync Bank Account
  • Track Your Lending
  • Sit back and Relax – Your repayments will automatically be credit to your bank account

Why Lend with FlexiP2P?

Choose FlexiP2P for short-term lending opportunities that deliver attractive returns while keeping your risk to a minimum

Minimal Risk

Each invoice is thoroughly assessed and verified before being listed on FlexiP2P, ensuring minimal risk for all investors involved.

Short Tenure

Earn attractive returns within a short period of time ranging from 30 to 90 days, providing you with quick liquidity and returns.

Credit Assessment

Our team specializes in business credit appraisal, providing detailed credit reports to help you make informed lending decisions.

High Returns

Enjoy gross returns as high as 15%, offering high yields with a reduced level of risk compared to other options.

Lend Partial or Full

You have the flexibility to decide the investment amount, allowing you to fund a part or the entire invoice as desired.

Quick and Easy Process

Our simple, paperless onboarding ensures you can quickly complete the process, saving both time and effort while investing.

P2P BORROWING

Registering As Borrower on FlexiP2P

FlexiP2P’s invoice discounting services ensures Business Enterprises 
get quick access to working capital.

Sign Up

Registration

Begin by registering your business on our platform. The process is quick and fully digital, fitting into your busy schedule.

Complete KYC

Document Upload

Upload the necessary documents (KYC & financial documents) and provide access to your GST returns & Banking accounts.

Add Counterparty

Invoice Submission

Submit the invoices you wish to discount. Our platform allows you to easily upload and manage your invoices.

Bank Transfer

Fund Disbursement

Upon approval, the funds are typically disbursed to your company account within 24 hrs from the time of claim on Flexi P2P.

Values Guiding
Every Decision

Mission

To empower businesses with flexible, cost effective working capital, and to empower investors the access to effective “alternate investment” opportunities. 

Vision

To lead the market by providing cutting-edge, dependable financial services in MSME credit that are recognized not just in India but globally.

Values

To drive innovation, efficiency, and customer-centric solutions to enhance financial services for MSMEs and investors’ evolving needs.

FLEXI SUCCESS

Our Lenders & Borrowers

The best way to showcase our growth is through the experiences and stories of those who have trusted with us

A friend of mine got me interested about P2P investments. I was so surprised to know about this method of investment which gives 10-11% p.a.

Vikram Mehta Software Developer

I really like this product for two reasons. One, they have a track record of good returns, and second, their support staff is extremely polished and guides you well.

Ananya Singh Home - Maker

I absolutely love my experience with Flexi P2P. The Flexi Builder plan handles all the intricate details of P2P investing, allowing me to invest without any worries.

Sneha Iyer Student

Flexi P2P's web platform is very intuitive and easy to use. The login process offers a seamless registration process and I received the funds very quickly.

Aarav Sharma CEO

Flexi P2P helped us unlock the digital potential of borrowing. We were able to leverage the services to shorten our cash to cash cycle, giving us more flexibility.

Mohit Sharma Co - Founder

Their supply chain products have helped our business significantly by smoothening out our irregular business operations as opposed to an orthodox bank loan.

Rakesh Kumar VP Purchase

FAQ

Have a Question ?

Provide answers to common questions about P2P lending and invoice discounting.

Yes. P2P lending is regulated by the Reserve Bank of India (RBI) under the NBFC-P2P framework, introduced in 2017 and updated in 2025 and 2026. Only RBI-registered NBFC-P2P platforms can offer P2P lending in India.
As the name suggests, P2P lending (peer-to-peer lending) is a concept in which individuals or institutes can lend money to borrowers. The system removes the role of a financial institution as an intermediary. Instead, P2P lending platforms act as facilitators for the transaction of money.
Anyone can become a lender on P2P lending platforms and effectively lend to many individuals or businesses from their homes. This mode of lending and borrowing has increased its adoption as an alternate way of financing.

Signing up on Flexi P2P is very simple you can also just provide your contact details on our website and our relationship managers will contact you to complete the registration process.

As a part of our KYC norms, we will need a small set of documents to ascertain your Lender's status. Once those documents are received and vetted, you will receive an email from us notifying you of your account post successful onboarding.

Yes, FlexiP2P is a fully regulated P2P lending platform, registered with the Reserve Bank of India (RBI) as an NBFC-P2P. All operations and processes follow RBI guidelines to ensure safety and transparency for both lenders and borrowers.

Every borrower on FlexiP2P is screened across various data parameters, including credit bureau scores, GST, income verification, bank statements, employment records, and digital footprint whatever applicable. Only borrowers meeting our credit threshold are listed.

FlexiP2P has multiple measures in place to recover pending dues from borrowers. These include auto-debit mandates and digital reminders. In addition, we have an in-house team of certified collection agents who operate in accordance with RBI guidelines, as well as partnerships with third-party recovery agencies.

Despite these rigorous efforts, there may be instances where a borrower fails to repay. To reduce the impact of such cases, we recommend diversifying your funds across multiple borrowers. This strategy helps improve portfolio performance and reduces individual risk exposure

BLOGS & ARTICLES

Knowledge Center

Get latest updates about P2P lending and Invoice Discounting

The best way to showcase our growth is through the experiences and stories of those who have Lended with us.

The concept of a multi-brand system has gained traction, allowing businesses to manage various
brands.

A well-defined statement helps participants focus their creativity and ensures everyone is on the same page.

Getting Started

Start today and join
milions of Lenders

Start today and join milions of Lenders

Begin your Lendment journey today and be part of a thriving community.