Product Offerings for Lenders
Product Offerings For Lenders
Flexi builder
- Variable returns based on borrower performance
- Lender-driven reinvestment for long-term portfolio growth
- For lenders seeking long-term portfolio growth by manually reinvesting repayments into new loans
- Focuses on creating a compounding effect through repeated manual reinvestments, allowing lenders to control borrower selection and portfolio risk dynamically
Flexi Sprint
- Variable returns based on short-term invoices
- Ultra-short-term (e.g., 30-90 days) selected by lenders manually
- Ideal for lenders looking for short-term investments with quick liquidity, such as funding invoices with 30-90 day payment cycles
- Targets short-term needs with manual borrower selection, ensuring lower exposure to risks while enabling rapid fund turnover.
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Flexi Sprint
Flexi True
Returns
Variable returns based on borrower performance (approx. 10-15% P.A.)
Variable returns based on short-term invoices (approx. 8-10% P.A.)
Investment Horizon
Flexible: Lender-driven reinvestment decisions for long-term portfolio growth
Ultra-short-term
(e.g., 30-90 days)
selected by lenders manually
Borrower Selection
Lenders manually select borrowers from pre-screened suggestions
Lenders manually select short-term invoices for funding
Re - Investment
Manual reinvestment, lenders approve every new reinvestment explicitly
No reinvestment, fresh loans require manual approval by lenders
Primary Objective
Portfolio growth through repeated reinvestment while managing risks
Deploy short-term funds quickly for liquidity and fast returns
FAQs
Helping Customers Lend Seamlessly
Helping Customers Lend Seamlessly
Invoice discounting is the practice of using a company's unpaid invoices to raise working capital & fulfill its financial needs.
FlexiP2P provides a marketplace/platform for business owners to raise finance and Lenders to lend against the invoices raised on blue chip companies. Lenders looking to lend money for a short term (30-90 days on an average) can earn attractive returns on their investment by lending these invoices.
As of now you can start with a minimum of INR 10,000/-
As an investor or lender, you can decide the amount you want to invest in any invoice. You can either partially or fully fund an invoice.
Please Note: As per RBI guidelines, an investor or lender can lend a maximum of ₹50,000 per borrower.
The minimum tenure of the investment is linked to the invoice payment date. Each invoice will have a different maturity period. Historically, we have seen this range from 30 days to 90 days.