Transforming P2P Lending
Registering As Borrower On Flexi P2P
A Business PAN is a unique identification number issued by the Income Tax Department of India for businesses. It is essential for filing taxes, conducting high-value financial transactions, and ensuring compliance with regulatory requirements. Having a Business PAN streamlines operations and builds credibility in the financial ecosystem.
Udyam Aadhaar is a government-issued registration for Micro, Small, and Medium Enterprises (MSMEs) in India. It provides businesses with a unique identification number, making them eligible for various benefits, subsidies, and support schemes. This registration simplifies compliance and promotes the growth of small businesses in the country.
Registration
Begin by registering your business on our platform. The process is quick and fully digital, fitting into your busy schedule.
Sign Up
Document Upload
Upload the necessary documents (KYC & financial documents) and provide access to your GST returns & Banking accounts.
Complete KYC
Invoice Submission
Submit the invoices you wish to discount. Our platform allows you to easily upload and manage your invoices.
Add Counterparty
Fund Disbursement
Upon approval, the funds are typically disbursed to your company account within 24 hours from the time of claim on Flexi P2P.
Bank Transfer
Products offering for Borrowers
Our team’s extensive knowledge and refined skills ensure effective solutions, fostering trust and delivering excellence.
P2P Supply Chain Financing
Supply chain finance solutions are designed to optimize working capital for businesses by unlocking cash tied up in invoices, improving cash flow, and ensuring smooth operations.
- Purchase Invoice Discounting
- Sales Invoice Discounting
- Vendor Discounting
- Channel Finance
P2P Regular Loan Products
P2P regular loans cater to a variety of financial needs, offering quick disbursement, flexible terms, and accessibility for personal and business purposes
- Personal Loans
- Business Loans
- Debt Consolidation Loans
- Education Loans
Supply Chain Products
Description
Use Case
Benefits
Example
Purchase Invoice Discounting
Lenders fund invoices businesses receive from suppliers, providing working capital to pay them early
Businesses can pay suppliers early while waiting to sell goods or get paid by customers
Unlocks working capital, maintains supplier trust, and ensures smooth operations
A retailer discounts a ₹5,00,000 supplier invoice due in 60 days. The lender funds ₹4,50,000 upfront, and the retailer pays back with interest after 60 days
Sales Invoice Discounting
Lenders fund invoices issued by businesses to customers, helping them unlock cash tied up in receivables
Businesses access funds upfront without waiting for customers to pay invoices
Faster cash flow, reduced dependence on customer payments, operational stability
A manufacturer discounts a ₹10,00,000 invoice due in 90 days. The lender provides ₹9,00,000 upfront, and the manufacturer pays back on customer payment
Vendor Discounting
Lenders provide funds for businesses to pay their suppliers early, often with a discount on future orders
Businesses ensure timely payments to vendors and get discounts on early settlements
Strengthens supplier relationships, potential cost savings, improved supply chain
A business discounts a ₹2,00,000 vendor invoice. The lender provides funds, and the vendor offers a discount on the next order
Channel Finance
Lenders fund distributors or dealers to purchase goods from manufacturers, ensuring smooth operations
Distributors can maintain stock without immediate full payments
Supports seamless supply chain operations, ensures stock availability, boosts market reach
A distributor needs ₹8,00,000 to buy goods from a manufacturer. The lender funds the purchase, and the distributor repays with interest over 90 days
Regular Loan Products
Description
Use Case
Benefits
Example
Personal Loans
Lenders provide unsecured loans for personal needs like medical bills, travel, or renovations
Borrowers can meet personal emergencies or lifestyle expenses
Quick disbursement, no collateral required, flexible repayment terms
A borrower takes ₹2,00,000 to cover medical expenses for a family member and repays over 12 months with interest
Business Loans
Lenders fund SMEs for operations, expansion, or capital expenditures
Small businesses access capital for growth or managing costs
Boosts business growth, supports innovation, smoothens cash flow
A startup secures ₹5,00,000 to purchase new machinery and expand production capacity
Debt Consolidation Loans
Lenders provide loans to consolidate multiple debts into a single repayment plan
Borrowers manage multiple high-interest debts with a single loan
Simplifies repayments, lowers interest costs, improves financial management
A borrower consolidates three loans totaling ₹3,00,000 into one with a lower interest rate, reducing monthly payments
Education Loans
Lenders provide loans to cover educational expenses like tuition and accommodation
Students access funds for higher education
Affordable financing, flexible repayment post-graduation, supports career advancement
A student takes ₹4,00,000 to pay for a master’s program and repays every month
Get Started
Start today and join milions of Lenders
Begin your Lendment journey today and be part of a thriving community.
