Invoice discounting is a financial service that allows businesses to access funds by hypothecating or assigning their accounts receivable (or sales invoices) to a financial institution at a discount. This method of financing is widely used by business enterprises to improve cash flow, meet working capital needs, and manage short-term liquidity more effectively.
Peer-to-peer (P2P) lending is an innovative financial model that connects borrowers directly with individual lenders through online platforms, bypassing traditional financial intermediaries like banks. This alternative form of lending has gained popularity due to its ability to offer competitive interest rates to borrowers while providing potentially higher returns to lenders compared to conventional savings or investment products.
